International Association of Home Business Entrepreneurs (IAHBE)

Making Money From Home Just Got Easier! Presenting...The IAHBE!

What Is It? IAHBE stands for the International Association of Home Business Entrepreneurs. It is an organization that champions the home-business lifestyle and provides its members with a multitude of resources designed to achieve maximum home-business success. As an IAHBE member, you'll have exclusive access to an unparalleled, one-of-a-kind business-building arsenal of your own...complete with a constant flow of the fresh, pertinent information and advice you need to succeed--all collected, culled, researched, and reviewed for you in one easy-to-access package! Here's just a sample of the money-saving specials, home-business tools, and other power-packed resources you'll have at your fingertips as an Association member: * EXCLUSIVE articles on today's home-business topics that matter to you * Audio seminars from top home-business entrepreneurs. * Monthly Computer Q&As and Marketing Tidbits * Free monthly Windows and Macintosh software for your home business. * Exclusive monthly home-business book and tool reviews. * Marketing aids for generating sales and profits. * Subscriptions to top business magazines, such as Fast Company, Inc., Entrepreneur, etc. * Free best-selling books that cover the home-business landscape from A to Z. * Access to the IAHBE Web Resources directory for home-business owners. * Motivational Thought of the Day. * AND MORE!!! PLUS...you'll also receive instant access to the IAHBE archives, containing hours of home-business audio seminars from the experts, dozens of exclusive reports, exclusive interviews with the market's most successful entrepreneurs, and much more! As an IAHBE member, you'll be part of a select group of home-business owners whose search for trusted, helpful, and timely business-building tools and advice is over. No more wasted time trying to make sense of the overwhelming number of so-called "helpful" offers, deals, and information. You'll get the latest information, advice, special offers, and tools you need right now, accessible online, anytime, day or night. "In all, as an IAHBE member, you'll receive HUNDREDS OF DOLLARS worth of powerful business-building resources, updated every week!" OVER $1,000 IN FREE BONUSES: Just for trying the IAHBE, you'll also get $1,000 in free tools and resources that can get your business up and running as smooth as a well-oiled machine. Even if you decide the IAHBE is not for you, you can keep these free tools and put them to work in your business right away! A fantastic "IntroPak," available online, that, in addition to other goodies, includes certificates redeemable for over $1,000 in FREE BONUSES* including: * 12 FREE issues of Home Business Connection Magazine ($28.00 value) * FREE copy of the audio cassette "Underpaid & Overtaxed." Learn how to set up your home business to legally slash huge amounts off your tax bill. ($9.95 value) * FREE Copy of the book The Home Business Revolution's Greatest Entrepreneurs, Volume 1 ($17.95 value) * Certificate redeemable for $50 off Jack Zufelt's Conquering Force Audio Program * $50 off an ad in a Cutting Edge Media card deck * $25 off postcard printing * AND MORE! ! *small shipping & handling fee required on some items. Try the IAHBE for 30 days with NO RISK! Your purchase of an IAHBE membership (just $29.95). For a full 30 days from your order date, you can check out all the IAHBE benefits, tools, training, and resources with NO OBLIGATION. If at the end of 30 days, you're not delighted with your membership, simply print the refund form found at the IntroPak section of the IAHBE Website, fill it out and mail the refund form to us for a refund of your membership fees. You KEEP the $1,000 worth of free bonuses that came with your membership as our way of saying thanks for trying out the IAHBE.

THE FUTURE OF MAKING MONEY ONLINE

Being able to make money online is like the opening up of a whole new dimension within the free world economy. No longer is business tied to the physical stratosphere, now there's a whole new economic field within cyberspace. Within this new dimension of economic activity the whole world is brought together at the speed of light, showing itself through the millions of small monitor screens throughout the planet.

This is still only the dawn of a new and exciting era of technological revolution. In generations to come people may look back at this age and, in a way, be envious that we lived at a time when we have a still relatively new playing field of opportunity. Compare it, if you will, to the industrial revolution when people made fortunes through creative thought in a then virgin territory. Those that grasped the changes afoot and began to envision the possibilities opening up capitalised hugely on their vision.

I believe we are at a similar stage now. The Internet is still a relatively new arena and compared to how it will be for generation to come, still a ripe orchard for plucking ideas and opportunities. Sure, a lot of work and creative thought is still necessary. But as a medium to work in, and an area to focus your mind, the Internet can be a blessing. Think creatively and be inspired.

Financing Possibilities For Small Business

Either for starting up or growing up, your small business somehow needs proper financing to leverage your business growth.

One of my biggest mistakes as an entrepreneur and business owner is NOT to look for business financing when my businesses need them. Of course, I don’t take any loans to support my ailing business.

Why? Let us clarify a thing or two: If your businesses are in trouble, don’t take any financing programs - By all means, business financing is not for supporting your ailing business. Instead, commercial finance opportunities are meant to help your business break growth barrier and thrive.

Here is what you need to do before taking any commercial financing: You need to analyse your business first, fix things up second, and seek for proper financing third.

The purposes of commercial finance

According to Wikipedia, commercial finance is the function of offering loans to businesses. Commercial financing is generally offered by a bank or other lender… and the loans are either secured by business assets or alternatively can be unsecured, where the lender relies of the cash flows of the business to repay the facility.

For small business owners, commercial financing includes: Business start up loans, business lines of credit, business growth loans and hard money loans.

Obviously, commercial finance is purposed to help small business owners to leverage their business need of capital - This occurs in start up phase, in business growth campaign, in increasing asset liquidity, in securing business deal, and in any other capital-intensive business activities.

Where to look for commercial financing possibilities

Again, as I often suggest you before, you should search the Internet for commercial financing.

First, you should look for info on commercial finance, including the requirements on your side, which might include the availability of collateral for secured loans purpose.

Second, you need to look for a list of commercial lenders - mainly banks and local lenders - ready to work with you in providing capital. There are many commercial lending directories on the web, but I recommend you to look for the trusted ones, such as CFinance.com. If you are living in the US, the Small Business Administration (SBA.gov) always be the source for such lending - The SBA may provide either financing or insure a lender who takes a risk on a smaller company to provide commercial finance.

Some words of wisdom on commercial financing

From my experience, I can offer you the following tips:

• Always do your homework: Do your due diligence - Prepare the right documents to ace your commercial financing proposal. As important, do feasibility studies on your business - Measure your capability in paying back the loan principals and interests. Loans should help you grow and do more business, not drown yours in debts.
• Whenever possible, avoid unsecured loans as they are volatile and can easily drag you into debts if not treated right.
• Have the right mindset: As I have already mentioned early in this article, you should identify why you want to take commercial loans - Is it to help you leverage your business’ growth or to remedy your cash flow problems? The former is more desirable than the latter, as the latter will always increase your business’ risk of going bankrupt due to your inability to pay back debts later on.